Dental and Vision Insurance

Details for both Dental and Vision follow in the sections below.  Participation in either coverage is optional. Refer to the 2018 Open Enrollment Guide and FAQ’s for more information, or call the WVU Medicine HR Service Team at 1-833-599-2100 Monday-Friday from 7 am to 4:30 pm.

Dental Plan Coverage

The Enhanced and Basic dental offerings will be administered by United Concordia.  Each offer four coverage levels to meet your specific needs and has different premium cost for full-time and part-time employees.  One significant difference between the Enhanced and Basic Options is that Enhanced Dental provides coverage for orthodontia for children 18 and under.  Both plans cover preventive care such as twice-annual teeth cleanings at 100%.

Enhanced Plan Basic Plan
Deductible (individual/family) $25/$75 $50/$150
Preventive (Tier1) 100% 100%
Basic (Tier 2) 80% After Deductible 60% After Deductible
Major (Tier 3) 50% After Deductible 30% After Deductible
Orthodontia 50% After Deductible Not Covered
Annual Maximum (per person) $1,500 $1,000
Orthodontia Maximum (per person/lifetime) $1,500 Not Covered

 

Select the Concordia Advantage Plus network to find a network provider online at www.unitedconcordia.com.

Treatment in Progress Flyer

Employee per pay costs can be found in the Open Enrollment Guide, and will be shown in the UltiPro enrollment tool. If you do not have UltiPro (Reynolds Memorial & St. Joseph’s employees) please visit your hospital intranet site.

 

Vision Plan Coverage

The vision plan is offered by Davis Vision. As with Dental, the 2018 Vision Plan offers four coverage levels to meet your specific needs and has different premium cost for full-time and part-time employees.

Enhanced Plan
Eye Examination $10 copay
Frames Fashion:   $0 copay; Designer: $0 copay; Premier: $25 copay
Retail Allowance: up to $130
Spectacle Lenses $25 copay single vision;  lined bi-focal, trifocal and ventricular lenses covered in full after $25 copay
Contact Lenses (in lieu of glasses) Exclusive collection of contact lenses 2 or 4 boxes; Retail Allowance: up to $130
Contact Lens Evaluation, fitting and follow up care $25 copay

Benefits are based on a calendar year.  Plan benefits reset on January 1 every calendar year.

Employee per pay costs can be found in the Open Enrollment Guide, and will be shown in the UltiPro enrollment tool. If you do not have UltiPro (Reynolds Memorial & St. Joseph’s employees) please visit your hospital intranet site.